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The words “we”, “us”, “ours” as used below refer to us, the dealer, and to the financial institution(s) selected to receive your application. You understand and agree that you are applying for credit by providing the information to complete and submit this credit application.  We may keep this application and any other application submitted to us and information about you whether or not the application is approved. You certify that the information on the application and in any other application you submitted to us, is true and complete. You understand that false statements may subject you to criminal penalties. The words “you,” “your” and “yours” mean each person submitting this application. You authorize us to submit this application and any other application submitted in connection with the proposed transaction to the financial institutions disclosed to you by us the dealers in addition, in accordance with the Fair Credit Reporting Act. You authorize that such financial institutions may submit your applications to other financial institutions for the purpose of fulfilling your request to apply for credit. This application will be reviewed by the dealer and such financial institutions. You agree that we may obtain a consumer credit report periodically from one or more consumer reporting agencies (credit bureaus) in connection with the proposed transaction and any update, renewal, refinancing, modification or extension of that transaction. You also agree that we or any affiliate of ours may obtain one or more consumer credit reports on you at any time during the term of your refinancing...if you ask, you will be told whether a credit report was requested, and if so, the name and address of any credit bureau from which we or our affiliate obtained your credit report. You agree that the dealer and the financial institutions may verify your employment, pay, assets and debts, and that anyone receiving a copy of this is authorized to provide such dealer and financial institutions with such information. You further authorize the dealer and the financial institutions to gather whatever credit and employment history each considers necessary and appropriate in evaluating this application and any other applications submitted in connection with the proposed transaction. You understand that we will rely on the information in this credit application in making our decision. The dealer and the financial institutions may monitor and record telephone calls regarding your account for quality assurance, compliance, training, or similar purposes.

You consent to receive auto dial, pre-recorded and artificial voice calls and text messages for servicing and collection purposes from us at the telephone number(s) provided in this credit application, including any cell phone numbers. The consent applies to the dealer, who is the originating creditor in this transaction, as well as any assignee who may purchase your credit contract. You agree that this consent applies, regardless of whether you agree to receive telemarketing/sales calls and text messages as provided below.

You consent to receive auto dial, pre-recorded and artificial voice calls and text messages from or on behalf of dealer (or any financing source to which dealer assigns my contract). At the following number(s) … Including any cell phone numbers. You understand that this consent is not a condition of purchase or credit.

Your dealer will inform you of the name and address of the financing sources to which the application shall be sent.

BY SELECTING I AGREE, YOU CERTIFY THAT YOU HAVE READ AND AGREE TO THE TERMS AND DISCLOSURES ON ALL PAGES OF THIS APPLICATION.